Lending

[mk_page_section bg_image=”https://www.blackrockmountainresort.com//wp-content/uploads/2019/12/home-back.png” attachment=”fixed” bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” min_height=”600″ full_width=”true” padding_top=”0″ padding_bottom=”0″ el_class=”sec-price” sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”50″][/vc_column][/mk_page_section][mk_page_section bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” min_height=”1″ padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”100″][mk_fancy_title tag_name=”h3″ color=”#7c7f7f” size=”45″ force_font_size=”true” size_tablet=”35″ size_phone=”30″ font_weight=”300″ txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Purchase options[/mk_fancy_title][mk_padding_divider size=”80″ visibility=”hidden-sm”][vc_row_inner css=”.vc_custom_1575394293595{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column_inner width=”1/4″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”30″ force_font_size=”true” size_tablet=”23″ size_phone=”30″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Primary residence[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453468167{margin-bottom: 0px !important;}”]97% LTV Minimum [/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Options Available:[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453562260{margin-bottom: 0px !important;}”]30 year
15 year
Interest Only[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/4″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”30″ force_font_size=”true” size_tablet=”23″ size_phone=”30″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Second
Home[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453632826{margin-bottom: 0px !important;}”]90% LTV Minimum [/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Options Available:[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453562260{margin-bottom: 0px !important;}”]30 year
15 year
Interest Only[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/4″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”30″ force_font_size=”true” size_tablet=”23″ size_phone=”30″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Investment Property[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453668093{margin-bottom: 0px !important;}”]85% LTV Minimum[/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Options Available:[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453562260{margin-bottom: 0px !important;}”]30 year
15 year
Interest Only[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/4″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”30″ force_font_size=”true” size_tablet=”23″ size_phone=”30″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Home Equity Conversion Mortgage[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453668093{margin-bottom: 0px !important;}”]85% LTV Minimum[/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]Options Available:[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575453562260{margin-bottom: 0px !important;}”]30 year
15 year
Interest Only[/vc_column_text][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”30″][/vc_column][/mk_page_section][mk_page_section bg_image=”https://www.blackrockmountainresort.com//wp-content/uploads/2019/12/mid-lending.jpg” attachment=”fixed” bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” min_height=”1″ padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”120″][mk_fancy_title tag_name=”h3″ color=”#ffffff” size=”30″ force_font_size=”true” size_tablet=”25″ size_phone=”22″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]How is HECM different?[/mk_fancy_title][mk_padding_divider size=”80″ visibility=”hidden-sm”][vc_row_inner][vc_column_inner width=”1/2″][mk_fancy_title tag_name=”h3″ color=”#ffffff” size=”18″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google”]Traditional Mortgage: [/mk_fancy_title][vc_column_text el_class=”font18 txt-wht” css=”.vc_custom_1575454173695{margin-bottom: 0px !important;}”]Limits the amount you have to invest up front, and lets you build equity over the life of the loan. However, the monthly payments reduce your cash flow, and could be an unwelcome financial burden.[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][mk_fancy_title tag_name=”h3″ color=”#ffffff” size=”18″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google”]HECM for Purchase:[/mk_fancy_title][vc_column_text el_class=”font18 txt-wht” css=”.vc_custom_1575454315210{margin-bottom: 0px !important;}”]Monthly principal and interest payments are optional. As the homeowner, you must meet your obligations to keep current with property taxes, insurance and maintenance. The loan is non-recourse, which means that you and your heirs are not responsible for any portion of the loan balance that exceeds the home’s value at the time it’s sold or the loan is repaid.[/vc_column_text][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”100″][/vc_column][/mk_page_section][mk_page_section bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” min_height=”1″ padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”100″][mk_fancy_title tag_name=”h3″ color=”#7c7f7f” size=”30″ force_font_size=”true” size_tablet=”25″ size_phone=”22″ font_weight=”300″ txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]COMPARING THREE WAYS TO PURCHASE A NEW HOME[/mk_fancy_title][mk_padding_divider size=”80″ visibility=”hidden-sm”][vc_row_inner css=”.vc_custom_1575394293595{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column_inner width=”1/3″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”24″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]ALL CASH[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575454691987{margin-bottom: 0px !important;}”]You own the home
free and clear[/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]WHY NOT?[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575454667633{margin-bottom: 0px !important;}”]Ties up a large portion of your money[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”24″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]TRADITIONAL MORTGAGE[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575454659161{margin-bottom: 0px !important;}”]Option to make a minimum down payment and limit up-front investment.

Builds equity as you pay down the loan[/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]WHY NOT?[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575454708410{margin-bottom: 0px !important;}”]Monthly mortgage payments diminish your cash flow[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”24″ line_height=”95″ font_weight=”bold” txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]HECM FOR PURCHASE[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575454764065{margin-bottom: 0px !important;}”]Flexible repayment feature
Can improve cash flow
Gives you the flexibility to buy the home you really want
Allows you to keep more assets to use as you wish[/vc_column_text][mk_fancy_title tag_name=”h3″ color=”#000000″ size=”18″ font_weight=”bold” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google” align=”center”]WHY NOT?[/mk_fancy_title][vc_column_text align=”center” margin_bottom=”40″ el_class=”font18 txt-black1″ css=”.vc_custom_1575455702004{margin-bottom: 0px !important;}”]Larger required monetary investment up front as compared to a traditional mortgage[/vc_column_text][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”30″][/vc_column][/mk_page_section][mk_page_section bg_image=”https://www.blackrockmountainresort.com//wp-content/uploads/2019/12/mid-home.png” attachment=”fixed” bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” enable_3d=”true” min_height=”1″ padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column][vc_row_inner css=”.vc_custom_1575394293595{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column_inner width=”1/2″][mk_padding_divider size=”10″][/vc_column_inner][vc_column_inner width=”1/2″][mk_padding_divider size=”80″][mk_fancy_title tag_name=”h3″ color=”#ffffff” size=”41″ force_font_size=”true” size_tablet=”30″ size_phone=”25″ font_weight=”400″ txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”none”]Contact Keri Today[/mk_fancy_title][mk_fancy_title tag_name=”h3″ color=”#ffffff” size=”30″ force_font_size=”true” size_phone=”22″ font_weight=”300″ txt_transform=”uppercase” letter_spacing=”1″ margin_bottom=”0″ font_family=”Source+Sans+Pro” font_type=”google”]Sales Office Open
Monday – Saturday, 12pM – 5Pm[/mk_fancy_title][mk_padding_divider size=”30″][mk_image src=”https://www.blackrockmountainresort.com//wp-content/uploads/2019/12/58cd4d1d69d22c1181d10ec78169b37b.png” image_size=”full” margin_bottom=”20″ el_class=”img-cntr”][mk_button dimension=”savvy” url=”https://www.blackrockmountainresort.com//contact-us/” button_custom_width=”” el_class=”font20-btn” outline_skin=”custom” outline_active_color=”#ffffff” outline_active_text_color=”#ffffff” outline_hover_bg_color=”#000000″ outline_hover_color=”#fff”]Contact our sales team[/mk_button][mk_padding_divider size=”60″][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”30″][/vc_column][/mk_page_section]

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